1. Report your claim to your insurance company right away.
   
   
2. Get a copy of your insurance policy and read it carefully.
   
   
3. Start to assemble a list of your contents. Where possible, track down receipts and try to remember where you purchased each item and its cost.
   
   
4. Keep receipts for every expense and cost you have incurred as a result of the evacuation and/or loss of your home.
   
   
5. Try to determine the replacement cost of each of the items in your home; sometimes a department store catalogue is a quick method for standard household items.
   
   
6. Continue to make your mortgage payments, unless other arrangements are made with your lender.
   
   
7. Keep copies of everything you give to your adjuster.
   
   
8. Confirm important discussions you have with your adjuster in writing (ie. by email or by letter). This would include any extensions or time periods within which replacement must be in effect, confirmations to proceed to purchase certain replacement items, etc.
   
   
9. Keep a log of all telephone calls and correspondence, and make copies of all correspondence you send to, or receive from, your insurance company.
   
   
10. Prepare for all of your meetings with your adjuster. Determine, in advance, what is to be discussed at the meeting, and ensure that you are organized. For example, if you are meeting with your adjuster to determine the value of some of your house contents, it is a good idea to have all of the back-up documentation available for your meeting. The more organized you are, the quicker things will get done.

iForem is dedicated to be here when disaster strikes.  These fires are close to home and personal.  We have friends and family who, like many, have been affected in this horrible natural disaster.  We in California are used to natural disaster but this is a truly devastating event.  iForem wishes the families who have lost so much, peace of mind, and the hope you can rebuild soon.

Governor Arnold Schwarzenegger sought help from other states as wind-fueled fires burned 356,000 acres (142,400 hectares) across Southern California, consuming hundreds of houses, killing two people and uprooting more than a quarter- million more.

About 68,500 homes and 2,200 businesses are threatened by fires, and 321,000 residents have fled, Rochelle Jenkins, a spokeswoman for the state's emergency response team, said in an interview today.

``I'm heartbroken to see those things,'' Schwarzenegger said in a news conference after touring burned houses in San Diego. ``These are people that have saved all their lives to pay for those homes. We have to do everything we can to help these people.''

iForem is not about medical records alone - but we are made to capture them with you .  Keep them for life safe and secure - its not just about you now is it?  Its about what generations will need or want to know about you - and no one should be trusted with those records other than you.  iForem was made to insure you have control.  You own the service.  So look at others - and even use them - but when its something you want to make sure your grandkids will have access too - then use iForem.

Because of this, it will be difficult for most healthcare professionals to take the service seriously. And without doctors using it, there will be little reason for patients to do so either. Google may be able to address these concerns in the coming months--perhaps by making the system accessible to doctors, while only granting patients read-only access, with the ability to request changes if they find something incorrect. If Google can solve the problems inherent in Microsoft's model, it could come out on top once again--despite having the late start.

Google to follow Microsoft to market with health records repository next year

By Jacqui Cheng

We get this question all the time, how secure is your service?  The answer is simple - as good or better than an online bank...but that is NOT where theft happens.  Check out this article on why your less safe in the "good old days" than you are with a service like iForem.

The CIMIP used the Secret Service data to examine several facets of identity theft that aren't often studied, such as the demographics of thieves and what methods they used to carry out their crimes. It found that, by and large, much of today's identity theft is still carried out using old-school methods, such as mail theft and dumpster diving. Thieves also used information from public records to piece together an individual identity, and many stole information from retail outlets like stores and gas stations.

Read more here - and think about just how safe you THINK you are - then come back and buy iForem.

This is how data is managed to keep costs down in the world today - would have been allot safer with iForem.

olumbus (OH) - The man responsible for the biggest data theft in the state of Ohio has received his official punishment - five days of lost vacation.

This summer, a tape containing tens of thousands of government data records was stolen from the car of an Ohio intern.  According to reports following the incident, it was common practice to send sensitive discs home with employees as a "safety measure" to ensure critical government data was not left entirely in the state offices overnight.  The practice was put to an end after the July incident following an executive order from Governor Ted Strickland.

Jerry Miller, Ohio Department of Administrative Services payroll team leader, was deemed responsible for the data theft.  He was ordered to surrender a week of paid vacation for his role in the data breach.

Social security numbers and other sensitive data of over 120,000 Ohio taxpayers and state employees were on the tape, according to computer forensics research.  The cost of replacing the data and providing free credit monitoring to all those affected, along with other costs, will total around $3 million.

A spokesperson for the state's Department of Administrative Services called Miller a "stellar longtime DAS employee", saying he was forthcoming about the incident.  The punishment was recommended by a state board that investigated the incident. 

The government spokesperson went on to say, "One lesson that the state learned is that we need to throw more resources at security and privacy when we have an issue like that."

iForem is built to avoid just this kind of problem...

Fourteen years after she found 68 yellowed, tattered pictures squirreled away in her Oakland house, Gailen Runge finally got to hand them to their rightful owner this week - and to learn the answers to the secrets they had held for so long, so frustratingly, as she peered at the images for clues.

Link Here for full story